(1) Acceptance of Deposits : Banks accept some unutilized amount from the public as deposits. The…
Loan
The term ‘loan’ refers to the amount borrowed by one person from another. The amount is in the nature of loan and refers to the sum paid to the borrower.
What is Loans and Advances brief think
The term ‘loan’ refers to the amount borrowed by one person from another. The amount is…
Payday loan : what and How Does It Work?
Payday loans have been a controversial subject of debate in the U.S. in recent years. Critics…
What are the Risks Associated With Credit Card Lending
From a supervisory perspective, risk is the potential that events will have an adverse effect on…
What is Consumer Demand for Credit Card Borrowing
However, the analysis of whether an interest rate is “high” is comparative, not absolute. Compared to…
Credit Scoring and Development of Scoring Models
Each method has advantages; in practice, however, all of these methods generally produce a similar prediction…
What You Need To Know About Conventional Home Loans
First of all, a conventional home loan is not guaranteed by a government organization, such as…