Benefit shall not be payable in respect of any one Insured Person under more than one of the Benefits 1 – 4 in connection with the same Accident. No claim for Disablement shall be payable under Benefits 2 to 4 until such time as reasonable evidence has been provided to Us to show that such Disablement is permanent and that there is no reasonable expectation of recovery. We will pay any amount claimed for Benefits 5 or 6 in addition to any amount claimed under Benefits 1 – 4 in connection with the same Accident. Any payment under Benefits 5 or 6 will cease as soon as any Benefit is paid under Benefits 1 – 4. If an Insured Person suffers Death or Disablement as a result of exposure to the elements We will consider that as having been caused by bodily injury following an Accident.
Assignment – We will not be bound to accept or be affected by any trust, charge, lien, assignment, or other dealing with or relating to this Insurance. Disappearance – In the event of the disappearance of the Insured Person if after a reasonable period of time, it is believed based on reasonable evidence available at the relevant time that death has occurred as a result of bodily injury following an Accident the benefit amount of Benefit 1 shall become payable subject to a signed undertaking that if the belief is subsequently found to be wrong such amount shall be refunded to Us.
